Posted on Dec 13, 2018

NorthStar Insurance Services, INC.

When structuring a commercial property insurance program, it is very important to understand that certain types of theft and commercial crime may not be covered by a standard property insurance policy. While theft is generally a covered peril under a standard property insurance policy, the definition of “covered property” will typically specifically exclude money and securities – meaning that unless specifically endorsed to provide additional coverage, theft of funds by employees or outside parties would not be covered!
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